Negotiated Price: 40834.11
Residual: 57% (or 59% with 12k/year)
----Salesperson states that the residual goes down a percent because of navigation.
Interest Rate: 2% --- I believe the rate should be 1% (Tier 1 credit)
Tax Rate in State: 7%
Aquisition Fee: 795
Yearly Mileage: 15,000
His payments comes to 441/month for 15k year and 416 for 12k/year (including tax). I keep running the numbers through a lease calc and it seems like his numbers are off. This is a lease through Ally, no money done, no security dep., and first payment waived. Any thoughts?